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Here is some basic information to assist you. Unfortunately, under the law, any request for the extension of credit is reported to the credit bureaus and anyone with access to that information, either because of an existing relationship with the consumer, or because the company buys leads from the credit repositories, can solicit that consumer for the same purposes-a loan. Here is what you can do to combat it: We suggeset that our clients opt out of receiving offers of credit by contacting the company that monitors all opt out requests for the credit bureaus-Opt Out Prescreen. This is a legitimate website. https://www.optoutprescreen.com This will help our clients not to receive any more nasty credit apps in the mail. This is the timeframe that the opt-out company guarantees that your information will not be available to others. See the attached pdf about how to opt out and other FAQs. Right to Opt out of Pre Screening General Facts
The only reason the client may receive offers for credit after opting out, is if they have an existing relationship with a company, such as a loan from a car dealer or credit card already, or had a credit-based loan with a company in the past. Those companies can solicit your client legally, but the others cannot. You will need to contact these companies directly to be removed from their list.  Stepping Stone Mortgage - 272 West 11th Ave. - Eugene, OR 97401 Office Phone: (541) 683-3300 Fax: (541) 683-8364 We lend in the following states: OR
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