Today's Rates
Last update: May 12 2008 3:05PM PST
Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo
Conforming Loan Programs
Conforming rates for loans to $417,000.
30 yr fixed conforming
Purchase to 95%. Credit score 720 and above. |
5.375 |
1.785 |
5.603 |
| 5.500 |
1.248 |
5.679 |
| 5.625 |
0.771 |
5.761 |
| 5.750 |
0.380 |
5.85 |
| 5.875 |
0.181 |
5.957 |
15 yr fixed conforming
Purchase to 95%. Credit score 720 and above. |
5.000 |
1.750 |
5.379 |
| 5.125 |
1.434 |
5.456 |
| 5.250 |
0.875 |
5.494 |
| 5.375 |
0.375 |
5.542 |
| 5.500 |
0.000 |
5.609 |
3/1 ARM
Purchase to 95%. Credit score 720 and above. |
4.250 |
1.375 |
5.092 |
| 4.375 |
1.000 |
5.088 |
| 4.500 |
0.750 |
5.096 |
| 4.625 |
0.500 |
5.104 |
| 4.750 |
0.250 |
5.112 |
30/5 yr fixed or 5/1 ARM
Purchase to 95%. Credit score 720 and above. |
4.500 |
1.625 |
5.169 |
| 4.625 |
1.250 |
5.183 |
| 4.750 |
0.875 |
5.196 |
| 4.875 |
0.500 |
5.21 |
| 5.000 |
0.125 |
5.223 |
30/7 yr fixed or 7/1 ARM
Purchase to 95%. Credit score 720 and above. |
5.000 |
0.518 |
5.23 |
| 5.125 |
0.230 |
5.267 |
| 5.250 |
0.083 |
5.255 |
| 5.375 |
0.070 |
5.377 |
| 5.500 |
0.063 |
5.439 |
10/1 ARM
Purchase to 95%. Credit score 720 and above. |
5.000 |
1.665 |
5.299 |
| 5.125 |
1.295 |
5.346 |
| 5.250 |
0.963 |
5.397 |
| 5.375 |
0.640 |
5.449 |
| 5.500 |
0.330 |
5.502 |
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Jumbo Loan Programs
Jumbo rates for loans over $417,000.
30 yr fixed jumbo
Purchase to 95%. Credit score 720 and above. |
5.750 |
1.125 |
5.887 |
| 5.875 |
0.500 |
5.954 |
| 6.000 |
0.125 |
6.045 |
| 6.125 |
0.000 |
6.158 |
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15 yr fixed jumbo
Purchase to 95%. Credit score 720 and above. |
5.250 |
1.375 |
5.517 |
| 5.375 |
0.750 |
5.545 |
| 5.500 |
0.500 |
5.632 |
| 5.625 |
0.125 |
5.699 |
| 5.750 |
0.000 |
5.805 |
3/1 jumbo ARM
Purchase to 95%. Credit score 720 and above. |
6.125 |
1.669 |
5.645 |
| 6.250 |
1.321 |
5.644 |
| 6.375 |
1.005 |
5.646 |
| 6.500 |
0.737 |
5.652 |
| 6.625 |
0.508 |
5.662 |
5/1 jumbo ARM
Purchase to 95%. Credit score 720 and above. |
5.875 |
1.318 |
5.638 |
| 6.000 |
1.078 |
5.664 |
| 6.125 |
0.832 |
5.691 |
| 6.250 |
0.595 |
5.718 |
| 6.375 |
0.379 |
5.747 |
7/1 jumbo ARM
Purchase to 95%. Credit score 720 and above. |
6.500 |
1.961 |
6.106 |
| 6.625 |
1.706 |
6.148 |
| 6.750 |
1.452 |
6.19 |
| 6.875 |
1.199 |
6.232 |
| 7.000 |
0.948 |
6.275 |
10/1 jumbo ARM
Purchase to 95%. Credit score 720 and above. |
6.500 |
1.764 |
6.278 |
| 6.625 |
1.481 |
6.336 |
| 6.750 |
1.213 |
6.395 |
| 6.875 |
0.959 |
6.456 |
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Interest-Only Conforming Loan Programs
Conforming rates for loans to $417,000.
30 yr fixed conforming Interest-Only
Purchase to 95%. Credit score 720 and above. |
5.875 |
1.875 |
6.116 |
| 6.000 |
1.250 |
6.183 |
| 6.125 |
0.476 |
6.236 |
| 6.250 |
0.115 |
6.327 |
| 6.375 |
0.000 |
6.442 |
15 yr fixed conforming Interest-Only
Purchase to 95%. Credit score 720 and above. |
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3/1 ARM Interest-Only
Purchase to 95%. Credit score 720 and above. |
5.000 |
1.170 |
5.35 |
| 5.125 |
0.187 |
5.292 |
| 5.250 |
0.019 |
5.307 |
| 5.625 |
0.007 |
5.398 |
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5/1 ARM Interest-Only
Purchase to 95%. Credit score 720 and above. |
5.000 |
0.482 |
5.255 |
| 5.125 |
0.245 |
5.281 |
| 5.250 |
0.021 |
5.308 |
| 5.500 |
0.000 |
5.324 |
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7/1 ARM Interest-Only
Purchase to 95%. Credit score 720 and above. |
5.000 |
0.893 |
5.263 |
| 5.125 |
0.605 |
5.299 |
| 5.250 |
0.333 |
5.337 |
| 5.375 |
0.070 |
5.376 |
| 5.750 |
0.061 |
5.565 |
10/1 ARM Interest-Only
Purchase to 95%. Credit score 720 and above. |
5.000 |
1.840 |
5.312 |
| 5.125 |
1.470 |
5.36 |
| 5.250 |
1.138 |
5.411 |
| 5.375 |
0.815 |
5.463 |
| 5.500 |
0.505 |
5.517 |
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Interest-Only Jumbo Loan Programs
Jumbo rates for loans over $417,000.
30 yr fixed jumbo Interest-Only
Purchase to 95%. Credit score 720 and above. |
6.750 |
1.960 |
6.978 |
| 6.875 |
1.683 |
7.077 |
| 7.000 |
1.394 |
7.174 |
| 7.125 |
1.158 |
7.276 |
| 7.250 |
0.938 |
7.38 |
15 yr fixed jumbo Interest-Only
Purchase to 95%. Credit score 720 and above. |
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3/1 ARM jumbo Interest-Only
Purchase to 95%. Credit score 720 and above. |
6.000 |
1.662 |
5.612 |
| 6.125 |
1.294 |
5.609 |
| 6.250 |
0.946 |
5.608 |
| 6.375 |
0.630 |
5.61 |
| 6.500 |
0.362 |
5.617 |
5/1 ARM jumbo Interest-Only
Purchase to 95%. Credit score 720 and above. |
5.875 |
1.953 |
5.697 |
| 6.000 |
1.713 |
5.724 |
| 6.125 |
1.467 |
5.75 |
| 6.250 |
1.230 |
5.777 |
| 6.375 |
1.014 |
5.807 |
7/1 ARM jumbo Interest-Only
Purchase to 95%. Credit score 720 and above. |
6.375 |
1.838 |
6.026 |
| 6.500 |
1.586 |
6.068 |
| 6.625 |
1.331 |
6.11 |
| 6.750 |
1.077 |
6.152 |
| 6.875 |
0.824 |
6.194 |
10/1 ARM jumbo Interest-Only
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6.625 |
1.843 |
6.337 |
| 6.750 |
1.575 |
6.396 |
| 6.875 |
1.321 |
6.457 |
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.
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